Filing your Petition

Preparing to File

Meeting of Creditors

Credit Counseling

Please use the Consultation Checklist to assist you in gathering paperwork necessary to proceed. 


If you are missing or do not have access to the documents requested, we ask that you keep your scheduled appointment and we will discuss alternative methods of documentation.



Credit Counseling

Meeting of Creditors

Credit Counseling

Federal rules dictate that all bankruptcy Petitions are accompanied by proof of credit counseling. Individuals or married couples filing jointly are mandated to undergo credit counseling. 


We suggest using Access Counseling or Money Sharp to obtain your certificates of credit counseling. Both firms are competitively priced and operate 24/7. You may also obtain counseling with any approved counseling agency. 

 

Access Counseling Unique ID: 97BF8TF

Money Sharp Unique ID: JBACH

Meeting of Creditors

Meeting of Creditors

Meeting of Creditors

Depending on where you live or the Chapter you file, you may attend a hearing in Harrisburg, York, Williamsport or Selingsgrove. You will always be accompanied by Counsel. 


Bankruptcy hearings are typically scheduled four to six weeks after a Petition is filed.  


Ready to file: Safely and securely upload your documents

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What to Expect at the Meeting of Creditors

Bankruptcy Disclosures